This is a great new Kit from a friend Andrea aka Drea's Creations

Summer's Breeze

which can be purchased here PIMPIN PSPers WAREHOUSE

Font of choice

Mask of choice

Tube of choice, I am using Ellie Milk from PicsForDesign 

Open a new image 625 by 625.

SAVE AS YOU GO!

c/p = copy and paste as a new layer

c/p element DC 94 resize 75

select bottom layer

copy paper 13 and paste into selection, deselect

resize paper 75

using magic wand inside of frame, selections, expand by 4, invert paper and delete

select none

ELEMENTS

DC 84 c/p resize if you need to, I didn't.

DC 18 c/p resize

DC 19 c/p resize

DC 37 c/p resize, effects, gradient glow, I chose the color of the water, width of 6

DC 70 c/p resize, mirror

DC 75 c/p resize, above frame place at bottom

DC 74 c/p resize

DC 69 resize

DC 43 c/p resize

Add a new raster layer at the bottom of the palette and FF with yellow, I used fbde25

add you mask to this layer and merge group.

Add a drop shadow to all layer except the tube, sand and WA.

On the tube layer I did the following:

effects, xero, porcelain at default settings, duplicate layer, on top layer, adjust, blur, blur more, set the properties for this layer to soft light and the opacity to 80. Add a drop shadow to the bottom tube layer.

For the name I use the Ellipse tool, oval. I draw out the size I want then use the pick tool to make adjustments. Add a new raster on top of that layer then choose your font, place the mouse on the top of the oval, when the cross changes you are ready to type your name. Change to a raster and move if you wish. Delete the empty raster layer and the oval layer.

I added a gradient glow and drop shadow to my name.

Add your © and save!